港元定期存款|大行終於調高年利率 恒生高達4.1厘!

文: U Magazine
2023.07.26

近年多間銀行都上調港元定期存款的年利率,不少都超過4厘,1個月之前我們曾經報導過,但4大發鈔銀行卻企硬,最多只去到3.4厘!不過最近情況有變,恒生高見4.1厘,而渣打亦高至3.8厘!

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各大銀行為了搶客,都將短期的定期存款推高,最近大行亦加入戰圈,雖然不比其他網上銀行或細行高,但勝在入場費低,只需1萬蚊就可開戶,加上大行始終令人更有信心,所以都相當吸引。

銀行 存款期年利率最低(及最高)存款備註
恒生

3個月

6個月

4.1厘

3.2/3.3厘

港幣1萬元或以上

新資金;網上理財(包括恒生個人e-Banking及恒生Mobile App)


渣打

6個月

12個月

3.8厘

3.4厘

港幣1萬元或以上新資金;透過SC Mobile App或網上理財
匯豐

3個月

6個月

3.1/3.3厘

3.2/3.4厘

港幣1萬元或以上新資金;網上開戶
中銀3個月
6個月
12個月
3.3厘
3.4厘
3.4厘
港幣1萬元或以上新資金;網上銀行或手機銀行開戶

恒生銀行:網上理財最高4.1厘

由即日起至2023年7月31日,客戶經恒生網上理財 (包括恒生個人e-Banking及恒生Mobile App)、恒生電話理財熱線或恒生銀行分行 ,以指定金額之「合資格新資金結餘」設立指定存款期的定期存款,可根據定期存款戶口類別享以下年利率優惠。

渣打:6個月都有3.8厘

由即日起至2023年7月31日,客戶透過SC Mobile App或網上理財,以新資金開立定期存款,即可享以下特惠年利率。

 

 

 

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